Mr. Karni Singh Arha Associate Director

Mr. Karni Singh Arha

Associate Director

Mr. Karni S Arha is the Managing Director of Bandhan Financial Holdings Limited (BFHL).

He has 20+ years of experience in starting and growing the financial services business. Mr. Arha has a good understanding of Capital Management, Business Strategy, and Mergers & Acquisitions and has held leadership roles within organizations of Bank of Baroda, Reliance Capital, Aviva, and Bharti Financial Services.

He started his career in the US with Aetna Inc and Swiss Re in New York and moved to India to be amongst the founding members of Reliance Capital, where he led the launch of the Life Insurance business and Private Equity business. Subsequently, he became the CFO at IndiaFirst Life Insurance with additional responsibility as Head of Operations. Post which, Mr. Arha was CFO & COO at Aviva India, leading their business transformation initiatives. More recently, before joining BFHL, Mr. Arha was the CFO at Bharti Axa General Insurance to drive its merger with ICICI Group.

Mr. Arha holds an MBA from Marriott School of Management in the US and is an Economics Graduate from Delhi University.